SarasotaFLRecruiter Since 2001
the smart solution for Sarasota jobs

Underwriter

Company: Liberty Savings Bank FSB
Location: Sarasota
Posted on: November 19, 2020

Job Description:

Description:Responsible for minimizing risks by reviewing standard/non-standard loans for approval or denial.Essential Functions: Determines degree of risk by examining loan applications and evaluating supporting documentation. Examines loan files for exceptions or variations to investor guidelines and evaluates compensating factors. Suggests solutions/alternatives for application to fit a specific loan program. Makes the decision to approve or deny loans based on Liberty/Investor's guidelines, including underwriting of FHA loan files. Submits loans to various automated underwriting systems (AUS) by entering all loan detail into the Loan Origination System (LOS). Ensures accuracy of all loan information provided by Broker by reviewing the LOS for specific loan details. Determines validity of the credit and collateral loan package by calculating income; verifying employment history, customer assets, funds to close and reserves; reviewing property appraisals, etc., by examining all supporting documentation. Reviews conditions that are required prior to closing the loan to verify all investor guidelines have been met. Provides superior customer service and upholds customer satisfaction to both internal/external customers by answering questions/requests and providing information in a timely manner. Maintains customer confidence and protects operations by following the Privacy Policy and keeping information confidential. Complies with bank procedures and follows regulatory, operational and security guidelines.Secondary Functions: Answers questions from correspondent lenders on current loans in process, scenario variations and program guidelines. Trains staff within the department on Investor updates. Maintains current industry/underwriting knowledge by completing training sessions as scheduled. Contributes to the team effort by maintaining confidentiality and performing other job-related duties as assigned.Job Standards: Underwrites and analyzes risk of 3 new files daily, within 24 to 48 hours of submission. Reviews 6 condition loans daily, updates the LOS and AUS within 24 hours. Makes sound decisions based upon analysis and judgement as evidenced by minimal errors on completed files. Meets all guidelines and requirements, as set by individual investors/regulations as evidenced by lack of non-saleable loans and Investor loan repurchase requests. Possesses good knowledge of underwriting principals and has the ability to perform duties with limited guidance. Demonstrated excellent customer service skills both in person and on telephone as evidenced by management observation. Returns phone calls or responds to requests/questions within a 24-hour turnaround. Maintains regular attendance and punctuality as evidenced by attendance records..Requirements:Knowledge, Skills and Abilities: Associates Degree or equivalent business related experience required. Direct Endorsement for FHA required. Minimum of 5 years residential mortgage underwriting experience required. Minimum of 3 years FHA underwriting experience or 7 years FHA processing required. Demonstrates excellent communication skills, ability to provide superior customer service and to work well with others. Strong analytical skills with the ability to make sound decisions, initiative and the flexibility to work effectively under time constraints. Ability to utilize industry related/word processing/spreadsheet software required, Microsoft Office preferred.Physical Requirements TalkingAbility to express or exchange ideas by means of the spoken word. HearingAbility to receive detailed information through oral communication. SeeingAbility to view a computer screen for an extended period of time and/or identify individuals visually. SittingAbility to sit for extended period of time. Finger dexterityAbility to work with fingers for documents and use a keyboard. ReachingAbility to extend hand/arms in any direction to move/handle objects.PM19

Keywords: Liberty Savings Bank FSB, Sarasota , Underwriter, Other , Sarasota, Florida

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Team Lead
Description: In partnership with store leadership, work alongside store associates providing daily direction, communication and training to execute daily action plans in accordance with Vera Bradley s objectives and (more...)
Company: Vera Bradley Designs Inc.
Location: Sarasota
Posted on: 12/1/2020

Security Officer
Description: Job Description Security Officer - Sarasota, FL DSI is adding to its ranks in
Company: DSI Security Services
Location: Sarasota
Posted on: 12/1/2020

Security Officer - Sarasota, FL
Description: Job DescriptionSecurity Officer - Sarasota, FL DSI is adding to its ranks in the Sarasota, FL area. Come join our fast-growing team as a Security Officer. Must have a valid State of Florida Class D Security (more...)
Company: DSI Security Services
Location: Sarasota
Posted on: 12/1/2020


Deliver with Uber Eats
Description: Deliver with Uber Eats Sarasota, FL 2854 C2-177449 Deliver with Uber. Earn on your schedule. Work on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends it's up (more...)
Company: Uber Eats
Location: Sarasota
Posted on: 12/1/2020

Stocking & Unloading
Description: Stocking, backroom, receiving associates
Company: Connexus
Location: Sarasota
Posted on: 12/1/2020

Pest Control Specialist
Description: Overview Pest Control Specialist Are you passionate about customer service Looking to build your career in an exciting industry and a growing world class organization Come see why so many of our team (more...)
Company: JC Ehrlich
Location: Sarasota
Posted on: 12/1/2020

Deliver with Uber on your schedule
Description: Deliver with Uber on your schedule Sarasota, FL 2854 C2-174764 Deliver with Uber. Earn on your schedule. Work on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends (more...)
Company: Uber Eats
Location: Sarasota
Posted on: 12/1/2020

Deliver Eats with Uber Eats
Description: Deliver Eats with Uber Eats Sarasota, FL 2854 C2-406250 Deliver with Uber. Earn on your schedule. Work on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends it's (more...)
Company: Uber Eats
Location: Sarasota
Posted on: 12/1/2020

Flexible Schedule - Deliver with Uber
Description: Flexible Schedule - Deliver with Uber Sarasota, FL 2854 C2-178345 Deliver with Uber. Earn on your schedule. Work on your schedule. Deliver for a few hours in the mornings, every night, or just on weekends (more...)
Company: Uber Eats
Location: Sarasota
Posted on: 12/1/2020

Server Ridley's Porch - The Ritz-Carlton, Sarasota - (20042326)
Description: Server Ridley's Porch At more than 80 award-winning properties worldwide, The Ritz-Carlton Ladies and Gentlemen create experiences so exceptional that long after a guest stays with us, the experience (more...)
Company: Marriott International, Inc.
Location: Sarasota
Posted on: 12/1/2020

Log In or Create An Account

Get the latest Florida jobs by following @recnetFL on Twitter!

Sarasota RSS job feeds